The 5 Best Mortgage Brokers in Ireland
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The 5 Best Mortgage Brokers in Ireland

Purchasing a new home is an exciting, but also an intimidating process which is why you’re going to need to enlist the help of a skilled mortgage broker to help you get the best deals for your financial situation. 

You won’t need to look far since we’ve gathered the best mortgage brokers in Ireland that’ll make the entire process a breeze! In this article, we’ll give you our unbiased reviews, some pros, cons, and other essential information that you need to know.

But before we get into our top picks, let’s discuss how much mortgage brokers in Ireland charge.

How Much Do Mortgage Brokers Cost?

Mortgage brokers typically earn through commissions after a deal has been closed. This is agreed upon by both the broker and the lender, and is usually 0.5% to 1% of the total cost of the loan.

However, some brokers charge their clients a single flat fee for their services.

Some brokers also charge their clients for processing mortgages and advisories through a fixed fee or a percentage of the mortgage amount.

If the lender decides to withdraw their mortgage within a certain period, brokers are required under Irish law to give their commission back to the lender. 

Since each firm and broker handles things differently, we highly recommend going over their rates thoroughly to avoid any unpleasant surprises.

The Best Mortgage Brokers in Ireland

Now that we’ve covered the cost, let’s discuss the selection process that helped us come up with this list. We used the following criteria to judge our entries:

Accessibility
Considering how stressful the whole process may be, we considered our entries’ ease-of-appointment-setting, operating hours, and response time.
Appointment Setting
We looked at how easy it was to avail of an appointment such as through online booking, call, email, and the like.
Operating Hours
For convenience, we also looked at how often you’d be able to contact or see them.
Response Time
Since you’re going to need to keep in touch at all times, we considered their promptness in responding and updating their clients.
Customer Service
Since you’ll be working with them for a while, we also considered their relationship with existing and past clients since we think this best reflects their quality of work.
Reliability
We eyed entries that were known to go above and beyond to help you in your journey to a new home.
Professionalism
We at how they have exhibited competence and specialized knowledge.
Scope of Services
We considered the variety of their services to make sure that they can accommodate all your mortgage-related needs.
Network of Lenders
To get the best deal around, we also considered the list of partnerships they have with various lenders.

1. Frank Lenny Financial

Frank Lenny Financial Homepage
TestInfo
SERVICES

• Mortgage brokering

• Mortgage switching

• Life insurance

• Pension consultation

• Investment planning

WEBSITEhttps://franklenny.com/
ADDRESSMortgage House, 66 William St S, Dublin, D02 FT51, Ireland
CONTACT DETAILS+353 1 670 3655

[email protected]

OPERATING HOURSMonday-Friday: 9AM-5PM

Saturday & Sunday: Closed

CRITERIARATING
ACCESSIBILITY⭐⭐⭐ (4/5)
APPOINTMENT SETTING⭐⭐⭐⭐⭐ (5/5)
OPERATING HOURS⭐⭐⭐ (3/5)
RESPONSE TIME⭐⭐⭐⭐⭐ (5/5)
CUSTOMER SERVICE⭐⭐⭐ (4/5)
RELIABILITY⭐⭐⭐ (4/5)
PROFESSIONALISM⭐⭐⭐ (4/5)
SCOPE OF SERVICES⭐⭐⭐ (4/5)
NETWORK OF LENDERS⭐ (1/5)

With more than 20 years of experience in the mortgage industry, Frank Lenny Financial offers straightforward mortgaging assistance from your free initial consultation to the moment you get your keys. 

Their free consultation is a great way to ask any questions about the mortgaging and buying process as well as share your situation and goals to help them find the best deals for you.

They charge a service fee of €500 which you can split into two equal payments. We appreciate their transparency as that’s their only and final fee for all of their services.

Once you’re ready to commit, you can begin uploading your documents via their online application platform which also has an online portal that you can access whenever.

Your application will be sent to all banks in the market, but they don’t have a list on their website so you’ll have to ask them more about it if you’re interested. 

We think you’ll definitely appreciate the fact that they’ll assign you an individual advisor who you can directly contact at any time which definitely gives them plus points for accessibility! 

Despite being closed on weekends, our sources say that their team always has their communication lines open and constantly updates their clients regarding any progress made.

All said, think their services are best for first-time buyers as we appreciate Frank Lenny Financial’s straightforward processing and streamlined convenience. 

Pros

  • Free initial consultation
  • Assigns you an individual advisor
  • Has online portal
  • Online application available
  • Quick and easy application process
  • Fixed-rate

Cons

  • No list of lenders
  • Closed on weekends

Customer Reviews 

At every turn Frank Lenny was there for us, day and night

“An exceptional experience from start to finish. We went to Frank Lenny to obtain guidance on obtaining a mortgage as first time buyers. What we received was much more and exceeded our expectations. Helen was there for us every step of the way from guiding us on mortgage providers, rates, insurance and even went as far as helping us look at properties. At every turn Frank Lenny was there for us, day and night. Helen and the team really exceeded our expectations in the day leading up to drawdown and was on hand answering every query or concern. I would have absolutely no hesitation recommending the Frank Lenny team to anyone who wants a friends, efficient and exceptional mortgage experience.” – Sinéad Shalvey, Google Reviews

Simple and straightforward 

“Frank, Helen, Annemarie and the team were absolutely fantastic.  They were super responsive providing regular updates and checking that I had all documentation in place.  They were very supportive, highly organised  and professional.  They made the whole mortgage application process simple and straightforward making it so less stressful then it would have been .  I can’t recommend them highly enough.” – Emma Quinn, Google Reviews

2. GMC Mortgages

GMC Mortgages Homepage
TestInfo
SERVICES

• Mortgage brokering

• Mortgage switching

• Investment planning

• Moving house

• Insurance

• Pension

WEBSITEhttps://www.gmcmortgages.ie/
ADDRESSDistillery Lofts, No.1 The Stables, Distillery Rd., Drumcondra, Dublin 3, D03 Y512, Ireland
CONTACT DETAILS+353 1 643 0900

[email protected]

OPERATING HOURSMonday-Friday: 9AM-5:30PM

Saturday & Sunday: Closed

CRITERIARATING
ACCESSIBILITY⭐⭐⭐ (4/5)
APPOINTMENT SETTING⭐⭐⭐ (4/5)
OPERATING HOURS⭐⭐⭐ (3/5)
RESPONSE TIME⭐⭐⭐⭐⭐ (5/5)
CUSTOMER SERVICE⭐⭐⭐ (4/5)
RELIABILITY⭐⭐⭐ (4/5)
PROFESSIONALISM⭐⭐⭐ (4/5)
SCOPE OF SERVICES⭐⭐⭐ (4/5)
NETWORK OF LENDERS⭐⭐⭐⭐⭐ (5/5)

GMC Mortgages offers a variety of mortgage services for first-time buyers, movers, letters, and switchers. 

They offer free advice, but they don’t elaborate further if this counts as an initial consultation where you can get a full consultation, which we think is an oversight.

On top of their assistance, their website is filled with informative guides which will definitely help you stay on top of each step. We think their attention to detail is one of their strong suits that can help you out if you’re still lost with the mortgaging process

We appreciate their extensive list of connections to a number of financial institutions which you can view on their website. This is definitely a bonus if you want to see which banks can view your application. 

Another point of convenience for us is that, despite only being open until 5PM on weekdays, they’ll still take your call if you’re in need of immediate assistance. 

You can easily apply online through their website and even access their portal at any time. 

We were a bit let down that they didn’t have their rates on their website, but this isn’t that unusual, so it’s just a minor inconvenience for us. 

With that, we recommend GMC Mortgages for folks who are still new to the whole mortgage process because of their step-by-step guides on various types of mortgaging.

Pros

  • Provides list of lenders
  • Online application available
  • Offers immediate assistance
  • Hands-on brokers

Cons

  • Closed on weekends
  • Service rates not indicated online

Customer Reviews

Extremely professional and hassle-free service from start to finish

“I would recommend MAGS GARDINER and GMC Mortgages in the strongest terms to anyone looking for a mortgage. Mags made the process smooth, easy and was great at keeping us informed throughout. When thins became time critical Mags gave great reassurance, advice and was instrumental in helping us plan everything and took the worry out of this stressful time. I had an extremely professional and hassle-free service from start to finish from, she understands mortgages inside out. I feel she has unbelievable experience but also cares for her clients. We got our dream house. Thank you so much Mags!!!!!” – Zsuzsanna Szoke, Google Reviews

Got great support overall the process

“I have worked with GMC as a friend of mine recommended them. Tracy was working with us to get the mortgage application done. We got great support overall the process, any questions answered the same day, I don’t want to set expectations high but actually in a few minutes. We now got our mortgage funds released and I will be recommending GMC to every friend of mine. So happy with the service, with all information provided and all questions answered.” – Oğuz ÇAM, Google Reviews

3. Finance Solutions

Finance Solutions Homepage
TestInfo
SERVICES

• Mortgage brokering

• Letting

• Remortgaging

• Self-build mortgage

• Moving home

• Insurance

• Pensions

WEBSITEhttps://www.financesolutions.ie/
ADDRESS6 Main St, Esker North, Lucan, Co. Dublin, K78 W0X2, Ireland
CONTACT DETAILS+353 1 610 8884

[email protected]

OPERATING HOURSMonday-Friday: 9AM-5:30PM

Saturday & Sunday: Closed

CRITERIARATING
ACCESSIBILITY⭐⭐⭐ (4/5)
APPOINTMENT SETTING⭐⭐⭐ (4/5)
OPERATING HOURS⭐⭐⭐ (3/5)
RESPONSE TIME⭐⭐⭐⭐⭐ (5/5)
CUSTOMER SERVICE⭐⭐⭐ (4/5)
RELIABILITY⭐⭐⭐ (4/5)
PROFESSIONALISM⭐⭐⭐ (4/5)
SCOPE OF SERVICES⭐⭐⭐ (4/5)
NETWORK OF LENDERS⭐ (1/5)

Finance Solutions is an award-winning firm that offers a variety of financing advice and solutions for all your mortgage needs.

What caught our attention was their self-build program which we don’t see very often. The self-build program is a good choice if you’re in the market for mortgages to help fulfill your project.

Another thing we liked was the fact that you’ll get to choose the financial institution to settle your mortgage with. We think this gives you lots of authority and flexibility over your options. 

However, we didn’t see a list of their lenders so you’ll have to inquire if you’re curious.

You can schedule a consultation via their website and a broker will get back to you within the day. They get bonus points for their timely callbacks! 

Their costs are usually 1% of your loan, but they can also charge you additional fees depending on the services they’ll be providing, but they’ll go over this during your initial consultation.

When you’re ready to start the application process, you can easily fill up their forms on their website. Their online portal also shows you a checklist of requirements and your progress.

If the process still confuses you, they have a short walkthrough video which we think is a nice touch. We also appreciate that their brokers are said to respond quickly to queries. 

Pros

  • Estimated computation of fees
  • Online application available
  • Has online portal
  • Award-winning firm

Cons

  • Closed on weekends
  • No list of lenders

Customer Reviews

From start to finish, they were outstanding

“I don’t even know where to start.. I originally contacted finance solutions when myself and my partner were planning on buying a house (first time buyers) . They were amazing and brought us right up to the point of drawdown. When my relationship suddenly ended, I was obviously devastated but was determined to still buy a property. The guys (Ken and his assistant Leigha) were so supportive and without question, started the process from scratch with me and held my hand through the whole thing. I finally got my keys to my dream home yesterday and I wouldn’t have been able to do with without them! I would highly HIGHLY recommend Finance Solutions. From start to finish, they were outstanding. Always answered emails within minutes, answered any silly question I had. I really can’t thank them enough.” – Casey Buckley Gilmore, Google Reviews

Entire process was made swift, effective and entirely painless

“My partner and I were first time buyers, with little to no experience in the mortgage / home purchase space. Just this month, we moved into our new home, and the entire process was made swift, effective and entirely painless, very much due to the enormous help me got from Jason and the  Finance Solutions team. Throughout the process, Jason was knowledgeable, helpful and ultra-responsive to all our questions and requests. At all times he worked with our best interests at heart, and at different moments, he went above and beyond to ensure our success. I’d highly recommend Jason, Maria and all the others at the Finance Solutions team for others seeking a mortgage, especially first time buyers like ourselves. Thanks a mill, Andy and Jess” – Andy D., Google Reviews

4. Park Financial Planning

Park Financial Planning Homepage
TestInfo
SERVICES

• Buy-to-let mortgage

• Mortgage switching

• Mortgage brokering for first-time buyers and home movers

• Financial planning

WEBSITEhttps://www.parkfinancial.ie/
ADDRESSUnit 13, Cashel Business Centre, Cashel Rd, Kimmage, Dublin 12, D12 A567, Ireland
CONTACT DETAILS+353 1 499 3000

[email protected]

OPERATING HOURSMonday-Friday: 8:30AM-5PM

Saturday & Sunday: Closed

CRITERIARATING
ACCESSIBILITY⭐⭐⭐ (4/5)
APPOINTMENT SETTING⭐⭐⭐ (4/5)
OPERATING HOURS⭐⭐⭐ (3/5)
RESPONSE TIME⭐⭐⭐⭐⭐ (5/5)
CUSTOMER SERVICE⭐⭐⭐ (4/5)
RELIABILITY⭐⭐⭐ (4/5)
PROFESSIONALISM⭐⭐⭐ (4/5)
SCOPE OF SERVICES⭐⭐⭐ (4/5)
NETWORK OF LENDERS⭐⭐⭐⭐⭐ (5/5)

Having been in the industry since 1999, they’ve collected a handful of partners such as KBC, Zurich, Bank of Ireland, ICS Mortgages and more which gives you an idea of your options.

Like other major mortgage brokers, they have an online application process and portal that lets you upload documents and keep track of the progress of your application. 

Past clients we’ve talked to have raved about how efficient their brokers are in checking up on clients’ requirements, making the process smooth and quick. 

We really appreciate how hands-on their brokers are throughout the entire process. This can mean they’re a good choice if you’re new to the mortgaging world.

What caught our eye was their independent website called Switch My Mortgage, which is meant for clients to change mortgage providers—free of charge!  Another bonus is their promise to have the entire switch done in, at most, 6 weeks. 

We didn’t see any of their rates online, but this isn’t uncommon. Though it’s only a bit of a bother, that kind of information would’ve been helpful for people new to mortgages, so it’s only a bit of a bother.

Pros

  • Provides list of lenders
  • Online application available
  • Has online portal
  • Has dedicated site for switching mortgage providers

Cons

  • Closed on weekends
  • Service rates not indicated online

Customer Reviews

From start to finish our experience with Park Financial was second to none

“We were blessed to have Deirdre and the team at Park Financial assist us with our mortgage application and the purchase of our new home. We were guided through each step and Deidre really made such a stressful process seem so much easier and achievable. Deirdre always answered any queries promptly, was always friendly and willing to pick up the phone. She really went beyond her call of duty on many occasions by helping us resolve any issues using her wealth of knowledge and experience and for that we can’t thank her enough. From start to finish our experience with Park Financial was second to none and we wouldn’t hesitate to recommend them to anyone requiring their services.” – Nadine Kinsella, Google Reviews

One of the easiest and stress-free applications we have ever made

“I cannot recommend Park Financial Planning enough for their service. They were simply fantastic. Gerry and James and the entire team made our Frist time buyers mortgage application one of the easiest and stress free applications we have ever made. For mortgage applications they have a fantastic web app that allows you to view what documents you need to submit with plenty of information about each, very easy to use and speeds up the process ten fold. Any blips we had on our end were spotted by the team and we were informed straight away so we had zero delays thanks to the Park Financial Planning team. Making a mortgage application stress free is a massive feat. 10/10, we will definitely be back with any future business we need.” – Michael Linnane, Google Reviews

5. Mortgage Line

Mortgage Line Homepage
TestInfo
SERVICES

• Mortgage brokering for first-time buyers and home movers

• Mortgage switching

• Buy-to-let mortgage

• Self-build mortgage

• Debt consolidation

• Insurance consultation

WEBSITEhttps://www.mortgageline.ie/
ADDRESS25-27 Drumcondra Rd Upper, Drumcondra, Dublin 9, D09 Y880, Ireland
CONTACT DETAILS+353 1 853 4102

[email protected]

OPERATING HOURSMonday-Friday: 9AM-6PM

Saturday & Sunday: Closed

CRITERIARATING
ACCESSIBILITY⭐⭐⭐ (4/5)
APPOINTMENT SETTING⭐⭐⭐ (4/5)
OPERATING HOURS⭐⭐⭐ (3/5)
RESPONSE TIME⭐⭐⭐⭐⭐ (5/5)
CUSTOMER SERVICE⭐⭐⭐ (4/5)
RELIABILITY⭐⭐⭐ (4/5)
PROFESSIONALISM⭐⭐⭐ (4/5)
SCOPE OF SERVICES⭐⭐⭐ (4/5)
NETWORK OF LENDERS⭐⭐⭐ (4/5)

Mortgage Line is known for their sound and impartial mortgage advice if you’re a first-time buyer, moving houses, switcher, and the like.

If this is your first time with them, do note that they charge an initial application fee of €295. On the bright side, you’re given a free consultation with one of their advisers where you can discuss your financial situation and mortgage objectives.

Off the bat, you’ll be assigned a personal advisor who’ll be with you at every step of the application until you get your keys. We think they get bonus points for this! 

Their entire application process is made easy with their digital portal which you can access at any time. You can submit requirements and even track your status here. 

Another thing we liked was they extend their services until after you get your keys, making sure you get the most out of your mortgage. 

As an intermediary, they may earn from commissions that they’ve detailed on their website if you’re curious to see the breakdown. We appreciate the transparency so you know exactly how their computations are made.

We also like that they aren’t limited to one provider which gives you a ton of options to choose from. 

Pros

  • Free initial consultation
  • Provides individual advisor
  • Has online portal
  • Provides clear breakdown of estimated fees

Cons

  • Closed on weekends
  • Service rates not indicated online
  • Costly initial application fee

Customer Reviews

Everything was handled thoroughly and efficiently

“We recently worked with David Bailey for our mortgage loan.  As first time home buyers everything was new to us, from the beginning he was straight forward and very helpful in explaining the process from start to finish. David went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently. I highly recommend David, we could not have  done this without him. We will certainly be referring him for a long time to come.” – Cristina Niculescu, Google Reviews

Made our mortgage application process seamless

“Michael and the team at mortgage line were absolutely fantastic when we recently purchased our  forever home. From the outset Michael was hands on and very approachable. He talked us through the various stages and supported and gave direction where needed. He addressed our questions and concerns, of which we had many, but always engaged in a friendly, can do attitude. Michael and his colleagues made our mortgage application process seamless, and we cannot recommend him enough!” – Nicola Mcgee, Google Reviews

FAQs About Mortgage Brokers


And there you have it, folks! We hope that our list of the best mortgage brokers in Ireland helped you identify the ideal broker you’ll be calling to help you out.

Know of any good additions to our list? Leave us a message and we’ll make sure to check it out! 

On the lookout for additional financing assistance in Ireland? Check out our recommendations here: