Best Mortgage Brokers in Dublin

The 8 Best Mortgage Brokers in Dublin

Buying a home for the first time can be an intimidating process, especially when you factor the financing aspect into the equation.

In that case, getting a mortgage broker will help you streamline the process. They provide you with various lending options based on your budget and situation while handling most of the paperwork for you.

Look no further, we’ve listed down the best mortgage brokers in Dublin to give you a headstart on your home buying journey! But before that, here’s what you need to know about how much mortgage brokering services in Dublin cost.

How Much Do Mortgage Brokers Charge in Dublin?

As a general rule, mortgage brokers earn a certain percentage from the total cost of the loan. This is a prearranged agreement between the broker and the lender, and this normally ranges between 0.5% to 1%.

Under Irish law, brokers are also required to give their commission back to the lender within a certain period should the client withdraw their mortgage.

Some brokers also charge their clients for mortgage processing or when simply asked for advice. This may come in the form of a flat fee or a percentage of the mortgage amount.

As this isn’t always the case, it’s best to ask your broker about their rates beforehand to avoid hidden charges.

The Best Mortgage Brokers in Dublin

Now that we’ve given you an estimate of how much brokers earn, we won’t hold you back further. Here’s our own curated list of the best mortgage brokers in Dublin!

1.   BRM Mortgage Brokers

BRM Mortgage Brokers' Homepage
PRODUCTSMortgage brokering for first-time buyers and home movers
Mortgage refinancing
Life insurance including mortgage protection
Investment consultation
Pension planning
WEBSITEhttps://brm.ie/
ADDRESSChase House, City Junction Business Park, Northern Cross, Malahide Road, Dublin 17
CONTACT DETAILS01 6873775
[email protected]
OPERATING HOURS9:00 am to 6:00 pm (Monday to Friday)

Established in 2008, BRM Mortgage Brokers is a one-stop shop for mortgages and other financial services. They offer a variety of services including mortgage brokering, mortgage refinancing, life insurance, and investment consultation, to name a few.

They operate with a single goal in mind: to guide you throughout the entire process while giving you the best and lowest possible deal.

Despite being only a team of two, Cathal Coates and Tom Kennedy have over 30 years of experience in mortgages and wealth management, offering a more personalised approach to clients. In fact, Cathal, who is also a co-founder of BRM, held senior roles in a number of leading mortgage intermediaries in Ireland.

Being in the industry for many years, this duo understands that clients often become overwhelmed with the number of financial products available. You can either pop in for a call or set up a meeting anytime and anywhere at no additional cost.

Pros

  • Free financial consultation
  • Ideal for first-time buyers
  • Knowledgeable in mortgages and other financial services
  • Flexibility in setting meetings

Cons

  • Location is relatively far from city centre
  • Service rates not indicated online
  • No online application portal

Customer Reviews

Most reviews found the BRM team to be highly helpful, professional and accommodating. Check out some of them here:

“Cannot recommend Cathal & the BRM team highly enough. We’d a somewhat complex situation but once Cathal assessed our details & felt he had a chance of getting us what we needed, he took ownership of everything and worked with the banks to get us the mortgage approval.  We had spoken to other brokers before but they just didn’t invest the time & effort that Cathal did to look after us. We would definitely use BRM again for any future mortgage or financial advice…” —Conor Kilduff, Google Reviews

“From start to finish, Cathal Coates looked after us every step of the way in helping us purchase our new home. His expertise was evident in his ability to answer any questions we had and perceive any issues that could possibly arise. He consistently kept us updated and made himself available to us any time we needed him. His knowledge and likeable character made the whole process that much easier. Though he has many other clients, there was never a feeling of being “just another customer” and he always ensured we had his full attention whenever we required it. We would highly recommend Cathal and the rest of his team at BRM and look forward to doing more business with him in the future.” —Jenny Arnold, Google Reviews

2.   MortgageLine

MortgageLine's Homepage
PRODUCTSMortgage brokering for first-time buyers and home movers
Mortgage switching
Buy-to-let mortgage
Self-build mortgage
Debt consolidation
Insurance consultation
WEBSITEhttps://www.mortgageline.ie/
ADDRESS120 Drumcondra Rd Upper, Drumcondra, Dublin 9
CONTACT DETAILS+353-1 707 9880
[email protected]
OPERATING HOURS9:00 am to 5:00 pm (Monday to Friday)

MortgageLine’s team of experts specialises both in mortgages and insurance consultation. Whether you’re planning to buy your own home or to set up a home insurance policy, MortgageLine’s wide range of services can help with your needs.

Moreover, they aren’t tied to a particular lender, which is reassuring if you’re looking for a range of options to find the best rate possible.

Keep in mind that while brokers normally work on commission, MortgageLine charges clients an initial application fee of €295 for first-time buyers, home movers, and debt consolidation services.

Don’t be disheartened though; your first meeting with them will be free of charge. An online application portal is also available should you decide to continue with their services.

Apart from consultation services, they also provide online mortgage calculators at your disposal.

Pros

  • Wide range of mortgage services
  • Availability of online tools like calculators
  • Additional services like life and home insurance

Cons

  • Firm’s relatively small team may lead to longer callback times
  • Relatively hefty application fees

Customer Reviews

Clients generally recommend MortgageLine’s services. Some examples include:

“My experience with Mortgage Line was excellent. Almost everything was handled online and digitally by Michael Ivory. I was a first time buyer and Michael made the process so easy for me. His responses were so fast. I would highly recommend this service and it is a brilliant value for money. Thanks again.” —Dave O’Reilly, Google Reviews

“I would advise anyone who has some difficulty in getting a mortgage to try Mortgageline. We were assigned a guy called Declan Walsh who stood with us right the way through the torturous process which lasted over two years, can’t speak highly enough of the lad, a top man who helped us reach our goal. Thanks Declan.” —John Dolan, Google Reviews

3.   Frank Lenny Financial

Frank Lenny Financial's Homepage
PRODUCTSMortgage brokering
Mortgage switching
Life insurance
Pension consultation
Investment planning
WEBSITEhttps://franklenny.com/
ADDRESSFrank Lenny Financial Mortgage House, 66 South William Street, Dublin 2
CONTACT DETAILS+3531 670 3655
[email protected]
OPERATING HOURS9:00 am to 5:00 pm (office hours; Monday to Friday)
8:00 am to 7:00 pm (online service hours; Monday to Friday)

Frank Lenny Financial prides itself to have helped over 6,000 clients get their own homes in a span of 22 years. And that’s not all—Frank and his team are highly experienced financial advisors with over 35 years of experience, making them a trusted name among banks and lenders.

While mortgages are their primary area of expertise, they also offer a wide range of other financial services such as investment and insurance planning.

What makes Frank Lenny distinct in our book lies in their ability to cater to appointments outside of office hours. You may either pay their office at the city centre a visit or schedule a call via Zoom—for free, of course—which can be as early as 8 am or as late as 7 pm.

Clients can conveniently upload required documents to their online application platform. A total fee of €500 will be charged per application.

While this may be a bit steep for some clients, the fee may be payable in two separate payments of €250. Moreover, no service fee will be charged if you plan on switching from an existing mortgage facility to a new mortgage lender.

Pros

  • Availability of online tools
  • Flexible consultation schedule
  • Convenient office location
  • Broad range of mortgage and insurance services

Cons

  • Relatively higher service fees
  • No weekend operations

Customer Reviews

Check out what clients had to say about Frank Lenny Financials:

“We were extremely happy with the service provided by Frank Lenny. Frank, Helen and Rachel made the full process from our mortgage application through to closing our purchase so smooth and easy to follow. In particular, the team made themselves available to us at critical points in the journey which was invaluable to us as first time buyers. Would highly recommend.” —Christine Grier, Google Reviews

“My partner and I just got the keys to our new house in Wicklow which wouldn’t have been possible without the amazing Frank Lenny team! Our case was unconventional in the sense we are both immigrants here and they were able to navigate us through the extra hurdles we had to go through in the process. Frank and Rachel were extremely knowledgeable and supportive throughout the process and made it as smooth as possible for us. They really are the gold standard in terms of client servicing and couldn’t agree more with all the 5 star ratings given here. Thank you Frank Lenny team!” —Ittira Joseph, Google Reviews

4.   Park Financial Planning

Park Financial Planning's Homepage
PRODUCTSMortgage brokering for first-time buyers and home movers
Mortgage switching
Buy-to-let mortgage
Financial planning
WEBSITEhttps://www.parkfinancial.ie/
ADDRESSCashel Business Centre, Cashel Road, Kimmage, Dublin 12
CONTACT DETAILS01 499 3000
[email protected]
OPERATING HOURS8:00 am to 5:00 pm (Monday to Friday)

Park Financial Planning has built a loyal client base since it opened its doors in 1999. Their no-frills approach to getting clients a seamless approval process has earned them a good reputation throughout the years.

As members of Brokers Ireland and the Association of Irish Mortgage Advisors, their advisors are certified to be one of the best in the industry. Whatever your needs may be, Park Financial Planning will make sure to only give tailored financial advice based on your circumstances.

Like most established mortgage firms, they also have a wide range of partners that offer insurance and pension services. Online tools such as a mortgage calculator and an application portal are also available for use.

Unique to Park Financial Planning is their own standalone website meant for clients who wish to switch their mortgage provider for cheaper rates—a service that is totally free of charge.

Pros

  • Extensive network of lenders and agencies
  • Convenient mortgage switching online service
  • Availability of online tools
  • Additional services like life insurance

Cons

  • Service rates not indicated online
  • Less flexibility in setting meetings

Customer Reviews

As mentioned, Park Financial Planning has built a strong clientele throughout the years as evidenced by these reviews:

“We have been using Park Financial for the past 5 years and we have always been very impressed with their services and support. Park does everything they can to make the process of getting a mortgage and life cover as smooth as possible and definitely makes it less stressful for us. They provide a brilliant service and we will definitely be continuing to use their services in the future. I highly recommend them.” —Aideen Leppla, Google Reviews

“They have been so great to work with. They essentially did all the heavy lifting for us – collecting all the relevant paperwork for us and just asking us to sign in a specific clearly marked place, calling banks for us to get the best mortgage, following up with relevant people to ensure we get over the line before Christmas… and all done with a smile, a kind supportive email or phone call.” —Michelle Curtis, Google Reviews

5.   GMC Mortgages

GMC Mortgages' Homepage
PRODUCTSMortgage brokering for first-time buyers and home movers
Mortgage switching
Buy-to-let mortgage
Insurance planning
Pension consultation
WEBSITEhttps://www.gmcmortgages.ie/
ADDRESSDistillery Lofts, No.1 The Stables, Distillery Rd, Drumcondra, Dublin 3, D03 Y512
CONTACT DETAILS01 643 0900
[email protected]
OPERATING HOURS9:00 am to 5:30 pm (Monday to Thursday)
9:00 am to 5:00 pm (Friday)

To conclude our picks of the best mortgage brokers in Dublin, let’s talk about GMC Mortgages. Established in 1996, GMC has one of the most extensive varieties of mortgage and insurance products in the industry today.

Being in the industry for so long has allowed GMC to establish a rapport with Ireland’s leading banks and lenders. Among our entries, they also provide the most comprehensive set of mortgage information for potential clients.

Property trends in recent years show that rental prices in Dublin are quite high. So if you’re planning to get a loan to finance an investment property, they also specialise in buy-to-let mortgages.

However, if you’re still on the fence about which property to get, you may also check out Douglas Newman Good’s website. GMC has partnered with them to give you access to a wide range of residential properties in the Greater Dublin Area.

Pros

  • Strong network of lenders and agencies
  • Availability of online calculators and application portal
  • Access to residential properties for sale
  • Additional services like life insurance and pension

Cons

  • Service rates not indicated online
  • Less flexibility in setting meetings

Customer Reviews

Along with other long-established firms, GMC has also built an excellent reputation throughout the years:

“GMC is the best mortgage broker in Ireland I have experienced. Have gone with them on multiple occasions due to their professionalism and solutions-oriented approach. Andrew Keegan and the team have a client-first approach and are always very responsive. Have recommended them to several friends who have also been very happy with them. They have relationships with all the main banks so it ensures you get the best deal possible. Thanks for everything!” —Prashant Søegaard, Google Reviews

“My wife and I cannot recommend GMC enough to any prospective first time buyers. The team looked after every aspect of the process, making recommendations to their partners for Insurance/Assurance, and ensured that the same contacts were communicating with us regularly. Everyone at the team was super personable, yet highly professional. Getting a mortgage can be an extremely stressful time, but GMC makes the process as easy and straightforward as it can be. We’ve officially bought our first home, and couldn’t be happier!” —Gary Davlin, Google Reviews

6.   AM Financial

PRODUCTSMortgage
Pensions
Protection
WEBSITEhttps://www.amfinancial.ie/
ADDRESS5 Seamount Abbey,
Malahide,
County Dublin.
CONTACT DETAILS[email protected]
087 126 2251
OPERATING HOURSContact for more information

AM Financial is a mortgage broker that has access to all mortgage providers in the market. What people like about them is how they give advice about the different criteria each lender has and the best interest rates they are offering.

Another factor why people prefer them is their amazing customer service. Whether you are looking for a mortgage for your first home, trading up or down, or looking to switch mortgage providers to save money, you may contact them and they will happily assist you.

Over the years, they have built a reputation for themselves due to the quality of their services. They have provided some huge companies like KBC Bank, Avant Money, Finance Ireland, and so much more.

They offer their services in Malahide, Swords, and Portmarnock as well as in Raheny, Clongriffin, Beaupark, Kinsealy, Kilbarrack, Baldoyle, Sutton, Drumcondra, Glasnevin, Finglas, Clontarf, Rush, Lusk, Skerries, and Donabate.

Pros

  • Regulated by the Central Bank of Ireland
  • Answers any questions the client has
  • Also offers excellent pension and protection advice
  • Fantastic customer service

Cons

  • Operating hours are not on their website
  • Rates are unavailable

7.   Finance for Homes

PRODUCTSMortgage Advice
Borrowing Tips
Help to Buy Scheme
Mortgage Checklist
WEBSITEhttps://www.financeforhomes.ie/
ADDRESSUnit 4 Block D, Tyrrelstown Town Centre, Tyrrelstown, Dublin 15
CONTACT DETAILS089 615 9282
[email protected]
OPERATING HOURSContact for more information

Looking for the right professional partner that can guide you through the process of a mortgage application that’s right for you and meets your needs? Finance for Homes is perfect for you. They are one of the most trusted companies that give the most honest mortgage advice and support.

They are not your usual mortgage specialists. According to the reviews of their previous clients, they mentioned that the team of Finance for Homes helped them through the process from the very beginning up until the end. They also complimented how strong and supportive their team was on their issue.

In comparison to other companies, they research extensively and communicate with clients clearly and honestly. One of their clients said that they did not use any jargons, which was amazing because they were able to understand what they were doing to help them with their situation.

People prefer to contact them rather than others because they always guide their clients to achieve their goals in a stress-free way. In case you do not know what service you need, feel free to call them, ask for a consultation, and they will be more than happy to serve you.

Pros

  • Regulated by the Central Bank of Ireland
  • Takes their time to listen to their clients
  • You only need 10 steps in working with them

Cons

  • No online application portal. (All documents can be emailed or collected from clients.)

8.   Finance One Limited

PRODUCTSFinancial Planning, Mortgages, Commercial & Bridging Finance
WEBSITEhttps://www.financeone.ie/
ADDRESSClifton Mews
Fitzwilliam Street Lower,
Dublin 2, D02 RH39
CONTACT DETAILS01-6471200
[email protected]
OPERATING HOURSContact for details

Finance One Limited is a longstanding financial services advisor providing advice in relation to clients’ personal and business financial needs.

We recommend them because their pieces of advice cover a lot of areas that can help in effective financial planning. They cover pensions, retirement planning, savings, investments, family protection cover, home loan mortgages, buy to let mortgages, commercial property mortgages, debt restructuring, business & shareholder protection, and employer & employee group schemes.

We think they are great because they help clients plan ahead of themselves in order to achieve their financial goals, maximize their income resources, and enjoy stress-free financial management. With their team of experts who have over 200 years of combined experience, they have the skills and knowledge to be able to help you better prepare your finances.

No matter what help you are looking for, whether it is for pensions, investments, or protection, Finance One Limited can help you.

Pros

  • A huge team of experts
  • Updates clients throughout the process
  • Simplifies everything in order for their clients to understand better

Cons

  • Operating hours are not stated

Customer Reviews

Here are what their clients say about them:

“Cian and all the team at Finance One were exceptional from start to finish. Somebody was always on hand to answer any questions we had no matter how small. The online portal makes the process so simple by just uploading documents. I would 100% recommend using finance one for your mortgage journey, the service they offer is second to none. Thanks so much to everyone involved who got us into our new home! ☺️– Michelle Flanagan

“I dealt with Daniel from the start and with the current situation with the housing market, and trying to get a mortgage in the middle of a pandemic can be burdensome. Also, the whole Finance One team is just fantastic and ready to help and answer any questions or would recommend someone else. Thank you as well to Cian, Amanda and Greg who were fantastic to deal with. I couldn’t be more grateful to the whole team. Thank you for everything! 🙂– Jill Tolosa

FAQs about Mortgage Brokers


And there you have it! We hope that our guide will allow you to select the best and most suitable mortgage broker in Dublin for you and your family.

Think we missed other mortgage brokers in our list? Send us a message and we’ll look right into it,

If you’re also putting a property for rent, getting an accountant can help you manage your assets. We’ve listed down the best accounting firms in Dublin to help with that.