Do you need help making long-term financial plans or investing your money? You probably need a reliable financial advisor to help you out.
If you’re looking for consultants in specific cities, you may want to check out the top financial advisors in Dublin, Cork, Galway, and the like beforehand, as we’ve already reviewed those.
But if you want to see the ones whom we think to be the best options in the country overall, we have you covered. Let’s go over how we chose them first, though.
How much do financial advisor services in Ireland cost?
Prices for financial advisor services vary, but most work on a fee-only basis instead of a commission-only basis. This also depends on the situation, but most financial advisors charge up to 1% of the assets they’re managing.
The cost may decrease as your investment increases. To give you an idea, here are some estimates:
How We Picked the Best Financial Advisors in Ireland
We assessed advisors based on the following criteria:
1. Highfield Financial Planning
| CREDENTIALS | ★★★★★ (5/5) |
| BOOKING SYSTEM | ★★★★★ (5/5) |
| SERVICES | ★★★★★ (5/5) |
| SCOPE | ★★★★★ (5/5) |
| QUALITY | ★★★★★ (5/5) |
| COMMUNICATION | ★★★★☆ (4/5) |
| AVAILABILITY | ★★★★☆ (4/5) |
| RELIABILITY | ★★★★☆ (4/5) |
Highfield Financial Planning is one of our most recommended financial advisors in Ireland for several reasons. The first is the length of time they’ve been in the industry.
To be exact, this firm has over 27 years of experience in banking and finance across treasury, lending, and wealth management. That reassures us of their knowledge in the field.
Speaking with their clients showed us that they can deal with a wide range of financial issues. This includes planning a wedding, making a family budget, preparing for maternity leave, trading stocks, and so on.
In addition, there were two key characteristics about Highfield that caught our attention.
First, we like that by using their graphical cash flow planning program, you can get an idea of how your finances will develop in the future following a specific financial choice.
Second, we also like that you may use Highfield as a platform to expand your financial knowledge easily. This is because they offer a ton of free webinars that can be used as learning resources.
If you want to learn more about them, Highfield Financial Planning conveniently provides a free 15-minute consultation through Zoom. We like that it’s non-obligatory, so there’s no unnecessary pressure to proceed.
Just note that their location offers limited parking space for cars, though there’s plenty of it for bikes. They’re also closed on Saturdays and Sundays.
Pros
- More than 27 years of experience
- Free short online discussion
- Offers free webinars to clients on financial knowledge
- Accepts online payments
Cons
- Small car parking lot
- Unavailable on weekends
Customer Reviews
Pleasure to deal with
“Eoghan gave us so much help and attention with our application for mortgage protection. He was always at hand and made everything very straightforward. It was a pleasure to deal with Highfield Financial Planning.” – Vicky Levis
Delighted by their professionalism
“As a complete novice when it comes to pensions I was delighted to come across Eoghan. He explained everything that I needed to know and do. He is very professional yet explains everything in ‘lay’ terms. Even during Covid he kept in touch through Zoom and email. Thanks Eoghan.” – Sheila Weller
2. Elevate Financial Planning
| CREDENTIALS | ★★★★★ (5/5) |
| BOOKING SYSTEM | ★★★★★ (5/5) |
| SERVICES | ★★★★★ (5/5) |
| SCOPE | ★★★★★ (5/5) |
| QUALITY | ★★★★★ (5/5) |
| COMMUNICATION | ★★★★☆ (4/5) |
| AVAILABILITY | ★★★★☆ (4/5) |
| RELIABILITY | ★★★★★ (5/5) |
Elevate Financial Planning has established itself as a leading financial advisory firm in Ireland, gaining recognition as one of the fastest-growing financial brokers in 2024. With a client base exceeding 800 and over €80 million in assets under management, the firm’s reputation is built on its commitment to providing bespoke financial advice tailored to individual needs. The team of seven specialized advisors ensures that clients receive personalized service across a wide range of financial services, from pension planning to investment advice.
The strengths of Elevate Financial Planning lie in its deeply personalized approach and comprehensive service offerings. Clients benefit from the firm’s commitment to understanding their unique financial situations, enabling advisors to craft solutions that align with their specific goals. Additionally, the firm’s transparent process, which includes thorough financial reviews and annual updates, ensures that clients are well-informed and confident in their financial decisions.
Another notable advantage is the firm’s flexibility in accommodating clients through both in-person and virtual meetings, making their services accessible nationwide. Their dedication to long-term client relationships, along with a simple, straightforward approach to financial planning, further sets them apart in the industry. This approach allows clients to navigate their financial journeys with ease, knowing that their advisors are fully invested in their success.
In conclusion, Elevate Financial Planning offers a robust and personalized financial advisory service, backed by a team of dedicated and experienced advisors. Their commitment to understanding client needs and providing tailored solutions is commendable, although the cost of their services might be a consideration for some. Overall, the firm’s client-centric approach and comprehensive service offerings make them a strong choice for those seeking long-term financial planning and management.
Pros
- Personalized financial advice tailored to individual needs
- Comprehensive service offerings across multiple financial areas
- Accessible nationwide through in-person and virtual meetings
Cons
- Unavailable on weekends
Customer Reviews
Here are some reviews from their clients:
“Delighted to engage Conor & The Elevate team to assist with pension and financial planning. Trustworthy, knowledgeable & with a tremendous choice of options from the market place. Getting independent advice on such important decisions is vital and I would strongly recommend Elevate Financial.”
“Elevate Financial Planning and Orlaith were amazing to deal with. I was really listened to and given the time to make sure I understood all the products and options available to me. I felt really confident that I was making the right financial decisions. I could not recommend them highly enough.”
3. CityLife Galway
| CREDENTIALS | ★★★★☆ (4/5) |
| BOOKING SYSTEM | ★★★★★ (5/5) |
| SERVICES | ★★★★★ (5/5) |
| SCOPE | ★★★★★ (5/5) |
| QUALITY | ★★★★★ (5/5) |
| COMMUNICATION | ★★★★☆ (4/5) |
| AVAILABILITY | ★★★★☆ (4/5) |
| RELIABILITY | ★★★★☆ (4/5) |
CityLife Galway is another of our recommendations for the best financial advisors in Ireland. They’ve been open since 2011 and were recommended to us by clients who praised their knowledge and work ethic.
Because they’re independent of financial-instrument providers and insurers, they’re already a good choice if you want a better chance of getting unbiased suggestions that are tailored to your needs.
Added to that, it’s hard not to appreciate their extensive understanding of various sectors.
In fact, their financial advisors have all worked for a long time in a wide range of fields. This includes income, personal finance, sales management, and many business formats.
Comparatively speaking, they may have less-specialised services for businesses or corporations, from what we’ve seen. Still, we can say that their range is broad enough to serve a lot of people.
They offer, among other things, financial planning, pensions and pension structures, financial protection, investing, and more.
Overall, CityLife Galway seems to cover all the bases and take into account as many possible circumstances as possible, in our opinion.
Nevertheless, they have a smaller number of financial consultants than others. For us, this can make their slots more limited for potential clients than at other financial firms.
Pros
- Organised and detail-oriented team
- Impressive staff background
- Reasonable rates and cost-transparency
Cons
- Not a lot of corporate services
- Fewer financial advisors than others
Customer Reviews
Professional, efficient, and friendly
“Niall and the team in City Life have been an absolutely fantastic support to my husband and I over the last number of years. So professional, efficient and friendly. Most recently Niall put in a huge effort to secure a policy for us to support with a mortgage application. All of their hard work is very much appreciated. Thanks Niall and team.” – Emma Hartmann
Excellent and satisfactory
“My experience with Citylife Galway was an excellent one and more especially with Niall Rooney. I had my pension sorted out to my satisfaction and my investments tailored to my needs and the level of flexibility necessary and important to me. Overall an excellent and satisfactory experience, so much so, I have since recommended the company to many of my friends.” – John Barrett
4. Investwise Financial Planning
| CREDENTIALS | ★★★★★ (5/5) |
| BOOKING SYSTEM | ★★★★★ (5/5) |
| SERVICES | ★★★★★ (5/5) |
| SCOPE | ★★★★★ (5/5) |
| QUALITY | ★★★★★ (5/5) |
| COMMUNICATION | ★★★★☆ (4/5) |
| AVAILABILITY | ★★★★☆ (4/5) |
| RELIABILITY | ★★★★★ (5/5) |
Investwise Financial Planning stands out as a pioneering firm in the financial advisory sector, particularly noted for its commitment to a fee-based model.
With offices in Dublin and Cork, we like that Investwise provides a transparent and client-centric approach to financial planning.
Investwise’s fee-based model ensures transparency in costs, eliminating the potential conflicts of interest associated with commission-based compensation.
We like that clients pay directly for the services they receive, which fosters trust and ensures that advisors act in the best interest of their clients.
We think it’s great that Investwise offers a holistic approach to financial planning, considering all aspects of a client’s financial life. This includes lifestyle and career discussions, investment analysis, and detailed financial modeling.
Investwise promises to maintain the highest standards of education and constantly strives to improve their services. This commitment to ongoing professional development ensures that clients benefit from the latest financial strategies and knowledge.
Pros
- Transparency
- Comprehensive Approach
- Commitment to Excellence
Cons
- Operating hours unavailable
Customer Reviews
“Good advice at the right time is so valuable, and Dave’s input and expertise couldn’t have been timelier for us. The fact that Investwise experience advising clients with a foot in both the US and Ireland was hugely beneficial, and Dave was able to help us scenario plan tweaking a lot of variables that could affect our family’s future with agility and aplomb. We’ll be taking actions we most likely wouldn’t have thought of without Investwise advice to make our future more secure.“
5. Progressive Financial Services
| CREDENTIALS | ★★★★★ (5/5) |
| BOOKING SYSTEM | ★★★★★ (5/5) |
| SERVICES | ★★★★★ (5/5) |
| SCOPE | ★★★★★ (5/5) |
| QUALITY | ★★★★★ (5/5) |
| COMMUNICATION | ★★★★☆ (4/5) |
| AVAILABILITY | ★★★★☆ (4/5) |
| RELIABILITY | ★★★★☆ (4/5) |
Did you previously work in the UK? If so, you may want to consider Progressive Financial Services (we’ll get to why in a bit).
The first thing to note is that each financial advisor has a specialty. What we like about Progressive is that their specialty seems to be dealing with pensions.
They have an excellent track record of helping people get UK pensions to which they’re entitled, such as the UK state pension, the NHS pension scheme, and the like.
They also have a lot of corporate clients who mainly use them to put together executive pension plans, self-managed pensions, auto-enrollment group pension plans, and more.
Anyway, in our dealings with them, we immediately noticed how organised and informative they are. In our opinion, their team is just the right amount of helpful because they don’t micromanage but still do regular checkups.
We also like that Progressive Financial Services has a total of 4 qualified financial advisors. This makes them a decent-sized group, although still not one of the largest we found.
Just remember that while the first consultation for this service is free, further enquiries won’t be. They’re also available 5 days a week, except on weekends.
Pros
- Detail-oriented and approachable advisors
- Special expertise in pensions
- Free initial consultation
Cons
- Enquiries beyond the first one require a fee
- Unavailable on Saturdays and Sundays
Customer Reviews
Helpful and prompt
“Excellent, highly recommend. Hannah was very helpful and made the process of mortgage application very easy. She always promptly replied and dealt with a few issues we had along the way very quickly. She kept us up to date throughout the whole process. We will return for further services.” – Roisin O’sullivan
Excellent with a quick turnaround
“We have used Paul on a few occasions and have found him to be excellent with a very quick turnaround. We have no problem recommending him to friends & Family.” – Damien Kelly
6. Murray Financial Services
| CREDENTIALS | ★★★★☆ (4/5) |
| BOOKING SYSTEM | ★★★★★ (5/5) |
| SERVICES | ★★★★★ (5/5) |
| SCOPE | ★★★★★ (5/5) |
| QUALITY | ★★★★★ (5/5) |
| COMMUNICATION | ★★★★☆ (4/5) |
| AVAILABILITY | ★★★★☆ (4/5) |
| RELIABILITY | ★★★★☆ (4/5) |
Another credible pension specialist and financial advisor we found easy to recommend is at Murray Financial Services. Adrian Murray is a highly qualified professional with the titles of Retirement Planning Advisor and Pension Trustee Practitioner.
If you’re searching for advice on everything from individual retirement accounts to key person insurance and family coverage, he can deal with all of that for you.
In our opinion, his company is also ideal for clients who are unsure of where to begin. For these prospects, the firm offers free financial evaluations to make the process easier.
A lot of their clients told us they appreciated how the company put their goals first throughout the whole process too. Murray was described as flexible and helpful by just about every client we talked to.
For us, his prompt return of calls and emails also makes him efficient and easy to reach. Just keep in mind that though he’s available 6 days a week, he works shorter hours on Saturdays and no hours on Sundays.
Nonetheless, he may charge more for petitions and other matters that are more complex or difficult. Therefore, the rates can be pricey on some occasions.
Pros
- Special expertise retirement planning
- Transparent with the rates
- Numerous protection and pension services
Cons
- May be expensive for complex cases
- Fewer Saturday hours and closed on Sundays
Customer Reviews
Patient and reliable
“Adrian was patient in explaining all questions and reassuring when making my final decision. Reliable!!” – Aongymc Claff
Fantastic
“Had a fantastic experience at Murray Financial Services in relation to my income protection. All my questions and needs were met by the top professionals. Appreciate all your help!” – Ruairi Grant
7. Moneytree Finance Ltd.
| CREDENTIALS | ★★★★★ (5/5) |
| BOOKING SYSTEM | ★★★★★ (5/5) |
| SERVICES | ★★★★★ (5/5) |
| SCOPE | ★★★★★ (5/5) |
| QUALITY | ★★★★★ (5/5) |
| COMMUNICATION | ★★★★☆ (4/5) |
| AVAILABILITY | ★★★★☆ (4/5) |
| RELIABILITY | ★★★★☆ (4/5) |
Moneytree Finance Ltd. has some of the most hands-on financial advisors in Ireland, which we suggest if you want help every step of the way.
It’s also worth noting their strong list of credentials. QFA, CFP, a Masters in Financial Planning, and mortgage and pension certificates are among those.
They help people find homes without spending too much money too! A few clients we spoke with were glad they found this firm for great advice at fair prices.
We also appreciate that most clients told us they didn’t have to keep sending follow-up messages for updates. Their team usually responds quickly to questions with valuable information.
The company’s online mortgage calculator is a plus for us as well. To make better-informed decisions, prospects can compare the mortgage rates offered by the lenders they work with for free.
However, we heard from a previous client that this firm has an agent with a link to a life insurance company. We think that this could affect some of the financial advice that their staff gives.
Of course, this doesn’t automatically mean that they’re biased. It’s just something worth noting if you go to this company for help finding insurance plans.
If you want to ask more queries, you may reach Moneytree Finance Ltd. daily, except on Saturdays and Sundays. We also noticed that they may work slightly shorter hours than other financial advising companies in the city.
Pros
- Quick to reply to prospects
- Excellent team credentials
- Provides an online mortgage calculator
Cons
- May have a staff member tied to a life insurance company
- Opening times may be shorter than others
Customer Reviews
Put my mind at ease
“I am forever grateful for the opportunity to work with Veronica and the MoneyTree family! They have excellent knowledge ,expertise and skill to navigate the mortgage process, with grace and determination. I highly recommend MoneyTree Veronica and the team were highly responsive, and managed my expectations effectively. From my first communication with Veronica, she put my mind at ease. If you are thinking of applying for a mortgage, you will be in safe hands with Moneytree Finance, they took all my stress and worry away. Veronica had our best interests at heart from start to finish.” – Jenika O Sullivan
Cannot recommend them enough
“I cannot recommend Veronica and the whole team at Money Tree Finance enough. We are so grateful for their expertise, contacts and professionalism throughout the whole experience which would have been so stressful without them.” – Niamh O’Rourke
8. Acorn Financial Services
| CREDENTIALS | ★★★★★ (5/5) |
| BOOKING SYSTEM | ★★★★★ (5/5) |
| SERVICES | ★★★★★ (5/5) |
| SCOPE | ★★★★★ (5/5) |
| QUALITY | ★★★★★ (5/5) |
| COMMUNICATION | ★★★★☆ (4/5) |
| AVAILABILITY | ★★★★☆ (4/5) |
| RELIABILITY | ★★★★☆ (4/5) |
At Acorn Financial Services, we embarked on a journey of financial enlightenment that left an indelible mark on our perspective. With services that resonate with sophistication and insight, Acorn sets a high bar for financial advisory firms.
Our experience with Acorn Financial Services was nothing short of seamless.
The convenience they offer is akin to a tailored suit—every element fits perfectly. From user-friendly digital interfaces to personalized consultations, they effortlessly blend modernity with tradition.
Reputation is the currency of the financial world, and Acorn proudly boasts a treasure trove.
Their sterling track record echoes loudly in every corner of the industry. A reputation earned through years of diligent service, they’ve become the compass for those navigating the turbulent seas of finance.
Cost is often the fulcrum on which decisions teeter, but Acorn proves that excellence need not be exorbitant.
Their commitment to delivering value without compromise is admirable. The investment in their services felt as prudent as the advice they dispense.
Delving into Acorn’s offerings, our financial horizons expanded beyond expectation.
Their comprehensive portfolio management resonated like a symphony of fiscal wisdom, conducted by experts who know the score.
Retirement planning, estate management, and investment strategy—all orchestrated with a precision that harmonizes with our goals.
In the realm of convenience, Acorn’s digital presence cast a long shadow.
Navigating our financial tapestry was a breeze with their intuitive online tools. The convenience of tracking portfolios and engaging in meaningful consultations from the comfort of our abode was a revelation.
Their reputation is not just a trophy on a shelf; it’s a testament to their unwavering commitment. Acorn’s legacy is etched in the annals of financial guidance, and their reputation precedes them as a beacon of trust.
However, they don’t offer promos yet. We suggest checking their website for other affordable services.
Pros
- Expert financial insight
- Seamless convenience
- Sterling reputation
- Cost-effective excellence
Cons
- Busy during peak days
Customer Reviews
“A journey with Acorn Financial Services transformed my financial outlook. Their expert advice led me to make informed decisions that have significantly improved my portfolio. A truly enlightening experience.”
9. Smart Financial
| CREDENTIALS | ★★★★★ (5/5) |
| BOOKING SYSTEM | ★★★★★ (5/5) |
| SERVICES | ★★★★★ (5/5) |
| SCOPE | ★★★★★ (5/5) |
| QUALITY | ★★★★★ (5/5) |
| COMMUNICATION | ★★★★☆ (4/5) |
| AVAILABILITY | ★★★★☆ (4/5) |
| RELIABILITY | ★★★★☆ (4/5) |
In today’s intricate financial landscape, seeking expert guidance is paramount. Smart Financial has emerged as a guiding beacon, illuminating the path to fiscal success with a range of exceptional services.
Our journey with Smart Financial commenced with a seamless onboarding process, showcasing their commitment to convenience.
From the initial consultation to crafting a tailor-made financial strategy, their efficiency resonated at every step. This dedication to streamlined experiences sets them apart.
At the core of Smart Financial’s prowess lies their impeccable array of services.
With a comprehensive portfolio covering investment planning, retirement strategies, and wealth management, they orchestrate a symphony of financial possibilities.
Each recommendation is a strategic note, harmonizing our aspirations with market realities.
Reputation, a currency more valuable than gold, finds its zenith in Smart Financial’s domain.
Their sterling standing in the financial arena is a testament to their astute advice and unwavering ethics. Trust is the cornerstone of financial consultation, and Smart Financial has meticulously carved it into their foundation.
As we ventured deeper into the partnership, the aspect of cost assumed significance. Smart Financial’s fee structure is a rational investment, a minor outlay for the substantial returns they engineer.
The adage, “you get what you pay for,” rings resoundingly true, and Smart Financial’s dividends far exceed the initial expense.
Our voyage with Smart Financial culminated in a financial narrative redefined. They deftly navigated us through economic fluctuations, turning challenges into opportunities.
Smart Financial doesn’t merely manage finances; they sculpt a financial opus, where every note is composed with precision.
But they don’t offer discounts for their service at the present. We suggest availing their other cost-effective deals.
Pros
- Seamless onboarding and service
- Trusted and respected industry presence
- Strategic investment for substantial returns
Cons
- Closed on weekends
Customer Reviews
“Smart Financial were recommended to me by a colleague when I was trying to work out my pension, savings, and secure a mortgage. Mark and his team were very friendly and professional.” — Amy Rochford
“Good advice explained in layman’s terms. Quick response to any questions.” — John Dunleavy
FAQs About Financial Advisors in Ireland
There you go! We hope you liked our review of the best financial advisors in Ireland. May you find the most suitable option to help you make better decisions about money in the future!
If you want to find more finance-related services, start with our review of the best personal loan agencies in Ireland to learn more!